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SERVICES
Bespoke advice for every client
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Financial Planning
Each client is unique and hence each recommendation delivered by an SMP advisor is unique.
Our planning starts with a blank page, this allows us total flexibility in building recommendations that work for you. We believe successful planning is an ongoing process, it evolves as your life and circumstances do.
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Pensions
Advised individuals implement efficient structures. Optimal structuring leverages available tax efficiencies, controls cost and risk. We couple this with access to Ireland's best pension investment managers and administrators.
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Investment
By helping you form a cohesive picture of your affairs, build cohesive strategy, take best advantage of tax-efficient structuring and invest appropriately, we assist you in achieving better, more predictable long term outcomes.
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Estate Planning
We have established relationships with varying specialist advisers such as investment managers, tax consultants, trustees, solicitors and an array of financial product providers allowing us to provide a broad and sophisticated estate planning service.
ABOUT
Our approach
Each client is unique and hence each recommendation delivered by an SMP advisor is unique.
Our planning starts with a blank page, this allows us total flexibility in building recommendations that work for you. We believe successful planning is an ongoing process, it evolves as your life and circumstances do. It should adapt to regulatory and rule changes as well as economic and market conditions.
We operate a four step process as laid out in our Working with us document.
These are:
● Engagement
● Discovery
● Recommendation
● Delivery
This is followed by a process of ongoing review to ensure your planning remains appropriate.
Circumstances change. Businesses evolve. Regulation and legislation change. Your SMP advisor is constantly there and available to guide you.
Our clients are business people, professionals, families and retirees who require expert guidance in planning for the future. We have deep technical competence in financial planning, pensions, investment, cash flow modelling and taxation.
We have established relationships with varying specialist advisers, including investment managers, tax consultants, trustees, solicitors and an array of financial product providers allowing us to provide a broad and sophisticated financial planning service.
We have deep technical competence and broad experience allowing us to deliver market leading advice. At SMP we consider each part of your planning in the context of the whole. We have particular expertise in pensions, investment, cash flow modelling, taxation and varying reliefs and exemptions pertinent to our clients.
At SMP we take pride in providing unrivalled adviser access and developing long term relationships. Our team are all here for the long term and our business is built on long term client relationships.
APPROACH
Our goal is to protect what you care about most
By helping people form a cohesive picture of their affairs, build cohesive strategy, take best advantage of tax-efficient structuring and invest appropriately, we assist our clients in achieving better, more predictable long term outcomes.
TESTIMONIALS
What our clients are saying
"In my experience, Donal Milmo-Penny is an Advisor of the highest professionalism. I found him to be open, honest, prompt, knowledgeable and a pleasure to deal with at all times. I have already recommended him to others and will continue to do so.
Tom Donlon
Donal has provided business and financial consultancy on a multitude of topics to me and my company over many years. I have always found him to be incredibly proactive and always willing to think outside of the box to get results. I am more than happy to recommend Donal and SMP Financial.
Mike O'Brien
Garfield has provided me with astute financial advice and excellent personal service.
I am delighted to recommend him as a Financial Advisor
David Bannon